The Rest Is Yours

Net salary Financial Analyst (FP&A): Amsterdam vs Milan (2026)

For a Financial Analyst (FP&A) (Mid (3 to 7 yrs) profile), in 🇳🇱 Amsterdam the market pays roughly €69,000 gross: after taxes and contributions you're left with €4,046/month, but with a cost of living around €3,452 the real savings come to €594/month. In 🇮🇹 Milan the market gross is ~€44,000, the net €2,453/month and, with ~€2,360 in expenses, real savings are €93/month.

The difference is €501/mo in favour of Amsterdam: that's €6,010 a year, and about €34,944 over 5 years if you reinvest the difference at 6% annually. A higher gross, on its own, proves nothing: what counts is what stays.

The comparison, number by number

🇳🇱 Amsterdam🇮🇹 Milan
Gross salary (estimate)€58k-€80k€35k-€52k
Net / month€4046€2453
Rent€2352€1468
Food & groceries€373€345
Transport€100€39
Utilities€272€206
Personal expenses€355€302
Cost of living / month€3452€2360
Real savings / month+€594+€93
Wealth after 5 years (6%/yr)€41.440€6.496

The factor almost everyone ignores

By moving to 🇮🇹 Milan you could qualify for the Regime impatriati, the tax break for people relocating from abroad. On the market salary it's worth roughly +€672/mo net, which would lift real savings to +€765/mo. It's a huge advantage, but eligibility (prior residence, contract type, thresholds) must be verified individually.

The indifference threshold

In Amsterdam you already save more than in Milan: no raise needed to stay ahead.

These are numbers for a standard profile.
Run the numbers on YOUR profile →

How these numbers are calculated

Estimated market salaries (Robert Half, Hays, Morgan McKinley, Levels.fyi 2025-26); taxes on employment income, single with no children, 2025-26 rates with local surtaxes; cost of living for 1 person (Numbeo + official sources). These are indicative estimates, not tax advice. Full methodology → · Disclaimer.

Frequently asked questions

Is Milan or Amsterdam better for a Financial Analyst (FP&A)?

After taxes and cost of living, a Financial Analyst (FP&A) (Mid (3 to 7 yrs) profile) saves about €594/month in Amsterdam, versus €93/month in Milan: €501/month more in Amsterdam.

How much do you actually save per month in Amsterdam?

On a market salary of ~€69,000 gross, the net is ~€4,046/month; after a cost of living of ~€3,452, you're left with about €594/month.

Does the expat regime change the comparison?

Yes: in Milan the Regime impatriati is worth about +€672/month net, if you meet the requirements. It must be verified individually.