The Rest Is Yours

Net salary Financial Analyst (FP&A): Amsterdam vs Milan (2026)

For a Financial Analyst (FP&A) (Mid (3-7 yrs) profile), in 🇳🇱 Amsterdam the market pays roughly €69,000 gross: after taxes and contributions you're left with €3,977/month, but with a cost of living around €3,407 the real savings come to €570/month. In 🇮🇹 Milan the market gross is ~€44,000, the net €2,433/month and, with ~€2,345 in expenses, real savings are €88/month.

The difference is €483/mo in favour of Amsterdam — that's €5,791 a year, and about €33,671 over 5 years if you reinvest the difference at 6% annually. A higher gross, on its own, proves nothing: what counts is what stays.

The comparison, number by number

🇳🇱 Amsterdam🇮🇹 Milan
Gross salary (estimate)€58k–€80k€35k–€52k
Net / month€3977€2433
Rent€2352€1468
Food & groceries€373€345
Transport€116€45
Utilities€211€185
Personal expenses€355€302
Cost of living / month€3407€2345
Real savings / month+€570+€88
Wealth after 5 years (6%/yr)€39.791€6.121

The factor almost everyone ignores

By moving to 🇮🇹 Milan you could qualify for the Regime impatriati, the tax break for people relocating from abroad. On the market salary it's worth roughly +€692/mo net — which would lift real savings to +€780/mo. It's a huge advantage, but eligibility (prior residence, contract type, thresholds) must be verified individually.

The indifference threshold

In Amsterdam you already save more than in Milan: no raise needed to stay ahead.

These are numbers for a standard profile.
Run the numbers on YOUR profile →

How these numbers are calculated

Estimated market salaries (Robert Half, Hays, Morgan McKinley, Levels.fyi 2025-26); taxes on employment income, single with no children, 2025-26 rates with local surtaxes; cost of living for 1 person (Numbeo + official sources). These are indicative estimates, not tax advice. Full methodology → · Disclaimer.

Frequently asked questions

Is Milan or Amsterdam better for a Financial Analyst (FP&A)?

After taxes and cost of living, a Financial Analyst (FP&A) (Mid (3-7 yrs) profile) saves about €570/month in Amsterdam, versus €88/month in Milan: €483/month more in Amsterdam.

How much do you actually save per month in Amsterdam?

On a market salary of ~€69,000 gross, the net is ~€3,977/month; after a cost of living of ~€3,407, you're left with about €570/month.

Does the expat regime change the comparison?

Yes: in Milan the Regime impatriati is worth about +€692/month net, if you meet the requirements. It must be verified individually.